High Interest Personal Loan

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Interest-only loan - An interest-only loan is a loan in which for a set term the borrower pays only the interest on the capital; the capital remains owing. At the end of the term the borrower may renew the interest-only mortgage, repay the capital, or (with some lenders) convert the loan to a principal and interest payment loan at his option.

Loan shark - A loan shark is a person or body that offers illegal unsecured loans at high interest rates to individuals, often backed by blackmail or threats of violence.

Fixed interest - A fixed interest rate loan is a loan where the interest rate doesn't fluctuate over the life of the loan. This allows the borrower to accurately predict their future payments.

Second Party System - The Second Party System in the United States was the political order that prevailed from its birth around 1824 to its death in 1854. It was characterized by rapidly rising levels of voter interest, as shown in election day turnout, rallies, partisan newspapers, and a high degree of personal loyalty to party.

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